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Machine Insurance
Machinery insurance provide insurance protection to both rotating as well as static equipment while at work or at rest against mechanical and electrical breakdown and human error and negligence.
Machinery insurance is against unforeseen and sudden physical damage to the insured machinery from causes such as
Coverages
Faulty material, design, construction, erection
Vibration, maladjustments, malalignment
Defective lubrication, loosening of parts, molecular fatigue, self heating, explosion due to internal pressure, implosion due to external pressure or internal vacuum, abnormal stress, centrifugal force.
Excessive electric pressure, failure of insulation, short circuit, open circuit, or arching including damage by internal fire so set up.
Failure of connected machinery or protective devices.
Lack of skill, carelessness or malice of persons, whether insured employee or not.
Falling, impact, collision.